Specific & Aggregate Stop Loss
Program Features:
- Standard 12 month contract terms, including incurred & paid and run-in and run-out contract options, and the ability to offer non standard policy periods
- Specific & Aggregate Stop-Loss for groups of 25+ lives
- Specific Stop-Loss Deductibles starting at $25,000
- Unlimited Specific benefit maximums
- Aggregate benefit maximums to $1,000,000; higher levels can be secured
Options for Additional Coverage:
- Early Lock in
- No laser renewals
- Renewal rate cap options
- Aggregating Specific options in exchange for reduced premiums
- Specific & Aggregate Terminal Liability Options (TLO)
- Conversion coverage
- Specific Advancement (included at no additional charge)
- Monthly Aggregate Accommodation
Services for Cost Containment:
- Access to Preferred Provider Organizations (PPO’s)
- Electronic claims connectivity to major regional carriers
Additional Product Solutions:
- Diversity qualified programs
- Fully Insured Takeover product for small employer groups
- Programs for Indian Health Service/Contract Health Services plans (Federal programs for American Indians and Alaska natives)
- Captive and Profit Sharing arrangements for selected partners
Gerber Life |
American Fidelity |
